PROSES PENYELESAIAN WANPRESTASI DALAM PERJANJIAN KREDIT PADA BANK NAGARI CABANG UTAMA PADANG

Abstract

The provision of credit facilities provided by the Bank plays a role to increase business capital, this is regulated in Law No. 7 of 1992 on Banking as amended by Law No. 10 of 1998. Problem Formulation: (1) How is the Effort to Resolve a Credit Agreement If the Debtor Performs Default at Bank Nagari Main Branch of Padang? Conclusion of the results of the research: Efforts to Resolve Credit Agreements If Debtors Do Wanprestasi at Bank Nagari Padang Main Branch is to take preventive action first by conducting an audience to find the root cause of the default deed first and will be resolved by deliberation, which until now the settlement of wanprestasi has never been resolved through the Court.